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Check processing with check verification and check guarantee services.

Innovative Solutions for Increasing Your Sales.

Credit and Debit Card Processing, Gift and Loyalty Cards,
Check Guaranty and Conversion,  Internet and Wireless Capabilities

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Electronic Check Processing

Check sales account for more than half of all non-cash payments at the point-of-sale. That's more than $60 billion annually. When merchants accept checks, they make more sales. With (ECC) Electronic Check Conversion,
funds are electronically deposited directly into the merchant's bank account. CSA offers a free check reader with qualifying merchant accounts.

Electronic Check Conversion with Guarantee
CSA offers merchants several options for electronic check processing. Our guaranteed electronic check conversion program eliminates returned checks and bank NSF fees. With 48-hour funding, the check-writer still receives the benefit of a 2-day float, just like paper checks. No time wasted handling paper checks and deposit slips, 24X7 Online Reporting, as well as Quality Customer Service and Technical Support; all are reasons CSA makes accepting checks hassle free! This means savings to the merchant while providing check-writers with the “#1 form of payment in the US today”! Merchants can now accept more checks; risk-free, with less hassle…Just Like Credit Cards!

Electronic Check Conversion with Check Verification
This is a convenient and inexpensive option for merchants who don't have a "bad check" problem, but like the benefits of electronic check conversion. With the check verification option, there is a non-guarantee point-of-sale check conversion. The merchant is not paid on checks that do not clear the ACH process. Merchant will be funded on checks that clear within 72 hours. Check verification is an inexpensive way to lessen the paper and deposit responsibilities, and decreases the amount of bad checks for merchants. Electronic check conversion with check verification eliminates NSF and deposit fees from merchant's bank. Also, with the electronic check conversion/check verification option, multiple location merchants can have the funds deposited into one account.

Paper Guarantee
The paper guarantee option is a traditional paper check guarantee program with non-conversion. Merchants have the security of being able to accept checks safely from anywhere in the United States provided all guidelines are followed. Additionally, this option provides full purchase of any returned check and eliminates the cost of collection on dishonored checks.

CSA Business Solutions provides merchant accounts for credit card processing for small and large businesses of all types, including internet credit card processing and retail credit card processing. In most cases, we can have your merchant account set up within 48 hours. We will custom design the best merchant services plan for your business. CSA Business Solutions offers free credit card processing terminals and no set up costs. In the event that one of our free terminals does not satisfy your needs, we also offer a wide variety of credit card machines for purchase, ranging from a basic terminal and printer package to wireless terminals or credit card processing software for the internet gateway. We will help you develop a personalized merchant services plan with the proper equipment for your business. As a premier provider of merchant accounts and credit card processing services, CSA is the best processor to handle your merchant account and we will work hard for your business. We offer excellent customer service and superior technical assistance. Call us today – we are ready to help your business grow with a custom designed merchant services plan!

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Credit Services of America, Inc., dba CSA Business Solutions is a registered ISO/MSP of Best Payment Solutions, a division of NPC located in Chicago, IL. Credit Services of America, Inc., is also an Agent of United Bank Card, Inc., a registered ISO/MSP of Provident Bank, Cincinnati, OH.